Who is responsible for filing a Homestead and mortgage exemption?
Dear Mad Mortgage Machine, The taxes in our area when up drastically. My friend asked me to review his tax bill and I noticed he did not have a Homestead or Mortgage exemption. He has a 30 year mortgage on the property and it is his only & primary residence. He’s had the mortgage for [...]
10 Great Reason to be an Indiana First Time Home Buyer – Part 1
There are 10 Great Reasons to Buy a Home as a First Time Home Buyer Here are the first 5 10. This is a double whammy, you get to tell your Landlord and the noisy neighbor upstairs to get lost 9. There are tons of great financing options for The Indiana First-Time Home Buyer 8. [...]
Locking, Absolutely Locking!
On a cold day in late-November, the Federal Reserve pledged $600 billion to buy mortgage-backed securities, not treasuries. This announcement drove down mortgage rates and kick-started a mini Refi Boom among NW Indiana homeowners. The Federal Reserve then made a second round of statements after its scheduled meeting last Tuesday, thus causing mortgage rates to [...]
How to Delete Charge-offs
How to: Delete Charge Offs Creditors typically write-off or charge-off debts that have had no payments on the account for more than 180 days, or six months. However, this does not mean the consumer is no longer responsible or accountable to the unpaid balance. A charge-off is an accounting procedure used for tax purposes by [...]
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