Helping through the Mad Mortgage Process

Does my insurance and taxes have to be taken out from my fha mortgage payment ?

Dear Mad Mortgage Machine
I bought my first home with a fha mortgage loan.  I wanted to know if there is any way I could have my insurance and my taxes not to be included in my mortgage payment?
Bill
Dear Bill,
In a word, No.  I am sorry that your broker did not explain this to [...]

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Who in Indiana needs me?

I was thinking just the other day, “who needs me”.  No, I was not feeling sorry for myself ready to drive into the oncoming traffic and end it all, but who out there needs my services.  Who NEEDS me! Who can use my services?
This is what I came up with (in no particular order), and [...]

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