Who in Indiana needs me?
I was thinking just the other day, “who needs me”. No, I was not feeling sorry for myself ready to drive into the oncoming traffic and end it all, but who out there needs my services. Who NEEDS me! Who can use my services?
This is what I came up with (in no particular order), and [...]
B +
B+
Be Positive
On Friday, I heard a commercial for mortgage guy out of Chicago and his message was just all over the place, but it was mostly negative. He was not being negative on his competition, but on the “market” on a whole. I was shocked by his comments. I was thinking what a fail of [...]
An Indiana FHA How-To
There are many opportunities for a person or a family to get an Indiana FHA loan help. Maybe you need a FHA loan as a first time homebuyer. Maybe you are struggling with possibility of foreclosure. Or, just maybe you need to refinance and get a lower interest rate. Whatever the reason, your first step [...]
Read more »10 Great Reason to be an Indiana First Time Home Buyer – Part 1
There are 10 Great Reasons to Buy a Home as a First Time Home Buyer
Here are the first 5
10. This is a double whammy, you get to tell your Landlord and the noisy neighbor upstairs to get lost
9. There are tons of great financing options for The Indiana First-Time Home Buyer
8. As an Indiana First-Time [...]
The Fed Meeting and Indiana Mortgage Rates
The Federal Open Market Committee (the Fed) is starting its scheduled, 2-day meeting to discuss the country’s monetary policy (or lack thereof). The group will be issuing a press release to the markets upon adjournment.
There are 8 scheduled FOMC get-togethers (this is not your run of the mill kegger) annually and the post-meeting press releases [...]
The IRS Indiana First Time HomeBuyer Form
First Time Indiana Home Buyers, As part of the American Recovery and Reinvestment Act of 2009, the IRS has officially released Form 5405 — better known as the…First-Time Homebuyer Credit Form.
True to tax code standards, the 10-field form is accompanied by 3 pages of instructions, but don’t worry it is not that bad. However, [...]
Best time to Refi in Indiana
If you are in Indiana and have any equity in your home it is the perfect time to refi. Rates are still historically low, and soon there will be some changes from Fannie and Freddie that will make refi’in a tad harder. I have a great example of why it is more than perfect time [...]
Read more »This Week in Indiana Mortgage Rates
Last week, traders brushed off the passage of the American Recovery and Reinvestment Act (porkulus) and the President’s mortgage relief plan. (the jobs not as easy as you thought)
It really showed just how insecure the markets are about the stimulus package and the impact it could have on the economy. My own fear is rampid [...]
How Porkulus will affect Indiana Mortgage Rates
The American Recovery and Reinvestment Act of 2009(Porkulus) was signed into law Tuesday in Denver, Colorado(for a bill that President Obama said we needed why did he wait 3 days to sign it).
Tuesday, however, the stock markets fell near their November 2008 lows.
The two actions are related. (for every action there is a reaction)
For [...]
The Week Ahead
In anticipation of a strong, government-led stimulus plan, the mortgage markets improved with gusto early last week only to fizzle with equal speed as efforts fell short of expectations. I really think the ball is being dropped on this Porkulus package, they are not getting the right people involved in the development of some stimulus.
The [...]
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